About
Banking apps crash. USSD codes time out. ATMs run dry. But WhatsApp works — even on a feature phone, even on 2G, even when the network is rough. So we built a bank that lives there.
If WhatsApp works in your village, Credafi works in your village. No app store. No data plan needed.
Our team has shipped credit and payments at GTBank, Flutterwave, Paystack, and Carbon. We know the rails.
BVN-bound accounts, real-time fraud ML, and proactive scam alerts protect you before you can be tricked.
Credafi is operated in partnership with CBN-licensed Microfinance and Payment Service institutions, with AI capabilities powered by Anthropic.
Founders
Co-founder & CEO
Chris leads product and vision at Credafi. A serial founder with nearly a decade of operating experience across on-demand services, real estate and short-let rentals (Rent4Short), he obsesses over building consumer products Nigerians actually use every day — starting with the messaging app already in every pocket.
Co-founder & COO
Judgewill runs operations, partnerships and growth. A YALI alumnus and founder of KingJudge Trades, he brings a decade of business development leadership across real estate, fintech and the NGO sector — with a track record of driving 30%+ growth and building the stakeholder relationships that turn early traction into scale.
Our vision