Now live for Nigerian merchants

Accept payments from your customers' wallet, card, and credit line.

One checkout link. Instant settlement. No POS to buy, no queues to manage.

Zero setup fees · Same-day settlement · CBN-licensed rails

Connected to every Nigerian bank

GTBankAccessUBAZenithOPayPaystack

Get paid the moment your customer says yes.

Four steps from signup to your first settlement. Everything happens inside Credafi — you never touch a terminal.

01

Create your merchant account

Business name, BVN, and a bank account. Verified in minutes with our KYB flow.

02

Share a checkout link

Generate a hosted link, QR, or embed. Send it on WhatsApp, Instagram, or your website.

03

Get paid instantly

Customers pay from their wallet, debit card, or Credafi credit line. Confirmation in 3.2 seconds.

04

Auto-settle daily

Funds land in your bank at 6pm every day. Fees, refunds, and disputes handled inside your dashboard.

₦82B

settled to merchants

3.2s

avg checkout time

412k+

active merchants

99.97%

settlement uptime

Start collecting payments today.

Onboarding takes about six minutes. Your first checkout link is ready before you finish your coffee.