Credafi Internal Assessment

Credafi Eligibility Check

A 4-step assessment. About 3 minutes.

An in-house assessment that helps us match you with the right Credafi service. This is not a credit bureau report and does not affect your bank credit rating.

Nigerian financial district skyline representing licensed lending partners
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The Credafi card unlocked when your eligibility clears

Verify Your Identity

We use your BVN and NIN only to confirm your identity for our internal Credafi eligibility assessment. Your data is encrypted, never sold, and never shared with any credit bureau.

Important — please read before you continue

  • Credafi Limited is not a licensed credit bureau under the CBN Credit Reporting Act 2017. This tool does not pull, generate, or issue a statutory credit report.
  • The result is an internal, indicative eligibility score used only to match you with Credafi products (loans, Rent2Own, CredafiSMEs, advisory).
  • Your BVN/NIN are used solely to verify that you are the person applying. We do not report your activity to CRC, FirstCentral, CreditRegistry, or any bureau.
  • Participation is voluntary. You may withdraw consent at any time by emailing privacy@credafi.ng, and we will delete your assessment data within 30 days.
  • We process your data in line with the Nigeria Data Protection Act (NDPA) 2023 and the NDPR. Full policy: Privacy Policy.

Nigerian format, +234…

256-bit encrypted

Your BVN is an 11-digit number linked to your bank account. Dial *565*0# on any Nigerian network to retrieve it.

256-bit encrypted

Your NIN is on your National ID card or NIMC slip. SMS 'NIN' to 346 (MTN/Airtel) to retrieve it.