Working capital for Nigeria's traders.
Inventory and growth capital for traders and small businesses — built around how Nigerian SMEs really run.
₦100k – ₦12M · Collateral-free · No paperwork mountain
Capital that moves at the speed of trade.
₦100,000 – ₦12,000,000
Right-sized facilities for a single market stall or a multi-store distributor.
Built for inventory & working capital
Restock fast-moving goods, fund a new order, cover payroll between cycles.
Collateral-free approval
No land documents, no guarantors, no warehouse pledge. Just your business.
Powered by your real sales data
We score your wallet flow, repayment history, and transaction patterns — not paperwork.
Disbursed on WhatsApp
Apply, accept, and receive funds in the same chat thread you already use.
Flexible repayment
Daily, weekly, or monthly schedules matched to how your customers actually pay you.
Who it's for
Eligibility built around real businesses.
If you sell, restock, or distribute — you likely qualify.
Market traders
Restock Balogun, Onitsha, Aba, Kano stalls — pay back as you sell down inventory.
Distributors
Bridge the gap between supplier deposits and retailer payments without choking cash flow.
Small business owners
Salons, mini-marts, eateries, fashion brands — capital that grows with your monthly revenue.
Stock up. Scale up.
Funds in your account in hours — not weeks. Built on your real sales, not paperwork.